WITH STARTING CAPITAL
Due to the current low interest rates, ETF and stock trading options in particular have become more and more present. Company shares that have already been sold are traded on the stock market and you will participate in the price development with your shares.
Exchange-traded index funds are also a good way to passively build your wealth by investing in the economy. Not just individual stocks but several stocks are considered, which as a whole represent an index. Due to the wide spread within the prices (e.g. DAX or MSCI World), you take on less risk when investing. In general, the more stocks a fund contains, the greater its fluctuation and thus the chance of high profits or losses. In principle, however, these options are safe investments that guarantee you a passive source of income over a longer period of time.
Both types can pay you dividends as an additional source of income. Dividends are regular distributions of profits to investors in stocks, ETFs and bonds. Depending on the company and type of investment, the time interval and the amount of profit distribution vary.
While returns of up to 20% per year are possible for individual stocks, the average for ETFs is 4%. As already mentioned in the introduction, the guiding principle always applies:
The higher the expected return, the higher the chance of high profits and the risk associated with the investment. Please note the Risk information from the respective providers.
MOST USED
RECOMMENDED
Copy trading
RoboForex
With RoboForex you copy proven traders who enable you to make your invested capital work for you with compound interest. You deposit any amount into your previously opened trading account with RoboForex, select the trader you want to copy and press subscribe. By clicking Subscribe, your money will work for you and you will receive a daily evaluation of your trades. This means you carry out the same trades every day and automatically as your subscribed trader, which means you earn money passively. In principle, there are a variety of traders on Roboforex that you can subscribe to. We have already tested 20 different traders for you and collected a wealth of experience. We share these experiences and weekly evaluations of current traders' tests with you in our RoboForex community on WhatsApp, where we are available to answer any further questions you may have at any time. In their group description you will also find the complete instructions for RoboForex with all direct links for faster registration. What are you waiting for?
ETF savings plan
OSCAR
Driven by the idea of investing in stocks for the first time and building up a passive income with little risk, a colleague from my former training company pointed out to me how to easily set up a portfolio with Oskar ETF. He himself opened a savings plan for his newborn daughter in 2018, who can enjoy solid starting capital at the age of 18.
I have been using this option via the app on my smartphone since the beginning of 2021 and can only report positive experiences. Due to the broad diversification of my invested money throughout the global economy, I was able to generate returns of over 10.00% within six months.
OSKAR is a digital asset management company that professionally manages your invested money and invests intelligently in ETFs and ETCs with a global spread. When you open your account, the investment strategy will be tailored to your individual needs. This determines how risky your invested money is distributed in the asset classes used. The higher your risk tolerance, the more shares you will buy in relation to the amount invested. In my example, the moderately offensive investment strategy (80% stocks) could be determined. OSKAR Pro has been available since June 30th. This extension makes investing with Oskar even more individual for you. In addition to the “classic” investment strategy, Oskar now also offers the options “Megatrends”, “Value & Dividend” and “Crypto”. Here too, investing and rebalancing is completely automated. The difference lies solely in the selected asset class and the associated type/amount of profit distribution. The added value of the Pro version is primarily the even more individual investment strategy, which ensures you a stable passive income even when prices fall. Since all 3 innovations pursue risk-taking but profit-maximizing investment strategies, these will only be activated when you open an Oskar Klassik depot. If you are interested in this passive income option and would like to find out more information about this option, you can use the following link to go to OSKAR's homepage, where you can invest sustainably in the global economy. With the personal invitation code vvinvest399960-g you can also secure a starting credit of €10.
Real estate investment
Exporo
Our contact with Exporo came completely unexpectedly. While looking for an apartment in Munich, I met a current acquaintance through WG-sucht. When we got to know each other on his terrace, we told each other a lot about our current investments and investment opportunities on the Internet. Among other things, he spoke about Exporo and his opportunity to invest in real estate as a small investor.
Exporo is Germany's leading platform for digital real estate investments. Investors can invest directly and transparently via EXPORO from an amount of €500 in real estate projects with a typical term of 8 - 36 months. Exporo bundles the investments and makes them available to the real estate developer through a trustee for the realization of a specific real estate project. The lean structures of online processing create a cost advantage, which leads to a low minimum investment and attractive returns for investors. Exporo is free of charge for you as an investor. Would you also like to become a real estate investor and invest in new and existing properties digitally and transparently? Then click on the following link now and get a free welcome bonus of €100 today. What are you waiting for?
Stocks, ETF, derivatives, crypto
TradeRepublic
After I made my first profits with my ETF savings plan at OSKAR, I was enthusiastic about the idea of structuring a portfolio so that I could live off the returns from this portfolio alone. Since in my opinion this goal can best be achieved with regular profit distributions, I came up with the idea of a dividend portfolio. Even if dividends are not mandatory payments from companies, some of them are known to regularly reward investors through profit sharing in the form of distributions.
Johnson & Johnson and Coca Cola have been paying annual dividends to their investors for more than 25 years and are therefore part of the so-called aristocrats. For J&J they were 2.61% in August 2022 and for Coca Cola most recently even 2.67%.
So in order to be able to take the wheel into my own hands, I needed an exchange where I could best do this. Due to the wide range of individual stocks, funds and the possibility of automated savings plans, I ultimately decided on TradeRepublic.
With TradeRepublic you can also put your money to work for you. This is now even more possible thanks to the clear structure of the app, the huge range of 7,500 stocks, 1,500 ETFs and 300,000 derivatives as well as low fees. It has recently even become possible to trade individual cryptocurrencies such as Bitcoin. If you would also like to become active in the stock market and take your portfolio management into your own hands, you can use the following link to go to the official TradeRepublic website, where you can get all further information and start investing your money in stocks, ETFs and derivatives to let you work. With the invitation code 0x5qv6b3 you can also secure a starting credit of €50.
But cryptocurrencies are also a very good way to passively expand your assets. Cryptocurrencies are digital currencies that are controlled decentrally. In contrast to traditional asset classes such as stocks, bonds and currencies, these are traded continuously. This gives you the opportunity to earn money even more efficiently. The possibilities for cryptocurrencies as a passive source of income are wide-ranging. The most popular way for the majority of investors is to hodl coins.
A high return is increasingly attracting risk-taking investors to invest in this new asset class. It was only in 2021 that Dogecoin, which was once introduced as a joke, recorded growth of almost 14,000%.
In addition to the popular hodl of cryptocurrencies, staking with proof of stake, interest and dividend distribution, yield farming and mining are other passive income opportunities. Mining, i.e. mining cryptocurrencies, is basically about solving complex computing tasks, which requires the computing power of your computer. Since in our opinion this method is not profitable for you in terms of power consumption, we would like to leave this option unmentioned on this page. I'll show you how you can still mine cryptocurrencies on your cell phone in an energy-saving and free mannernext page.
In the following section you will find the best platforms for easily building a passive income with cryptocurrencies.
Crypto
BISON app
I was first asked about the topic of cryptocurrencies by a friend in March 2021. So far I had only heard about it in the news, but in the summer I couldn't resist my interest and wanted to know the best way to get started.
Having no idea how to buy and manage cryptocurrencies, I found out about BISONApp. Much easier than I thought, I now began to actively invest in the new asset class and sustainably increase my profits. Only later did I find out about the possibility of automated purchases and sales through new updates and thus passivate my new income opportunity, first with Bitcoin and later with Ethereum.
This platform allows you to easily trade cryptocurrency. Bison works simply and intuitively. You don't need a wallet, a depository or anything similar. BISON is the first platform for buying and selling Bitcoin & Co, which is backed by a traditional securities exchange, the Stuttgart Stock Exchange. This platform is limited exclusively to already established cryptocurrencies. These include Bitcoin, Ethereum, Ripple, Litecoin, Uniswap, Bitcoin Cash and Chainlink. Because I was also able to gain my first experience in the field of cryptocurrencies with BISONApp, I can recommend this app especially to newcomers to this investment area. Generating passive income is particularly easy here through automated purchases and sales (buy and sell limits). If you are interested in this opportunity and would like to gain your first experience on the crypto market, you can find out more information on the BISON App homepage using the following link. With the invitation code y4jw6m you can also secure a starting credit of €15 in Bitcoin.
Staking
Crypto.com
Crypto.com is a Hong Kong company founded in 2016 that offers crypto trading on smartphones. Crypto.com convinced me with the particularly large selection of 90 cryptocurrencies and the possibility of a free VISA debit card similar to Bitpanda, with which, depending on the category of the card, a percentage of the purchase is refunded in the form of cryptocurrency after every payment with it . Depending on how much CRO (Crypto.com Coin) you stake, different card options will be unlocked for you. You get the highest cashback of 8% with the black Obsidian card. In addition to the cashback system, depending on the card, you benefit from additional benefits such as a free Netflix or Spotify subscription. In addition to the free VISA Debit Card and the huge selection of coins, you benefit from the crypto interest option mentioned in the introduction. Crypto Earn is a service that allows you to earn interest using your own cryptocurrencies. In addition to the return on cryptocurrencies, you can currently earn up to 18%. The interest rate varies depending on the currency and applies to an investment period of three months or more. If you would like to invest in coins and digital assets with the help of Crypto.com and earn interest, you can find out more information using the following link and can easily start your first investment. With the invitation code tnty3xs55u you can also secure starting credit worth $25 in CRO if you use the free Ruby Steel Card.
Crypto
Scalable capital
Scalable Capital is the pioneer and market leader among robo-advisors in Europe. Founded in 2014 and headquartered in Munich, the digital asset manager manages the largest investment volume and has already received several awards - including from “Capital” magazine as “winner in the test of the most important robo-advisors”.
In addition to 6,000 stocks, 1,900 ETFs and 2,000 funds, there is now also the option of buying cryptocurrencies, with Scalable Capital also focusing on Bitcoin and Ethereum. However, compared to other crypto exchanges, these are traded in ETPs. These financial instruments are based on an asset similar to a derivative. In the case of crypto ETPs, these areBitcoins,Ethereum or other digital coins. The performance correlates with the underlying value. In total, Scalable Capital so far offers the option of 19 different crypto ETPs. The special thing here is that some ETPs can also be shorted, which means that you can bet on falling prices. This offers you the opportunity to earn money even when prices are falling.
Another advantage of Scalable Capital is that with the free version you have to pay a fee of €0.99 per trade. This means that the fees are independent of your investment amount.
I have been using this option since the end of 2021, primarily through the easy option of crypto savings plans. This means that my monthly deposits are automatically invested in my chosen coins, the price of which is offset by the diversified investment and thus reduces my investment risk from higher investments.
If you are also interested in the possibility of digital asset management in the area of cryptocurrencies, you can use the following link to go to the official Scalable Capital website, where you can find all further information.
With the invitation code b5q2nv you can secure a free share of Apple, Zalando or Tesla worth up to €200.
TradingBot
EazyBot
Eazybot is a fully automated trading app for cryptocurrencies that, based on previously set values, buys a certain volume of a cryptocurrency when the price drops and sells it again when the average price is exceeded. Through the continuous purchase of a specific currency and the built-in leverage in the algorithm, the average price is continually reduced due to the cost averaging effect. Ultimately, a short price increase is enough to generate a profit. The simple and user-friendly crypto trading bot makes trading cryptocurrencies much easier. In just a few minutes, multiple bots can be set up on a wide variety of coins and tokens to enable automated trades. We have been using Eazybot since the beginning of February 2023 and have been using the free version (2 free bots) ever since. Depending on the cryptocurrency and the current price trend, the profits can be higher or lower. Our secret tip for choosing cryptocurrency in bot is AAVE due to suitable volatility. The program was recommended to us by one of our colleagues who has already been using 15 bots since October 2022 and has been able to generate 4-digit profits so far. Eazybot was ultimately able to gain our final trust when we learned that every bot we set up only manages the specified amount of capital in the specially opened Binance account via spot trading. For Eazybot you create a free depot on the largest trading platform for cryptocurrencies Binance and deposit money into this depot. This is converted into the Coin Tether. After the interface with Eazybot has been set up, trading begins automatically. This means you keep all your money in your Binance account and can intervene at any time and sell your purchased coins manually. We have found that setting up the interface is significantly faster with appropriate assistance. That's why we offer you a suitable tutorial in the form of a video. If you are interested in this passive income option and would like to find out more information about this option, please contact us or use the following link to the provider directly. If you use our link to register, you will only pay the service fee of 0.4% of your profit to EazyBot from the 31st trade onwards.
